Privacy Policy

1) Introduction

108 Genius LLC dba The Daily Wisdom (“Company,” “we,” “our,” or “us”) respects your privacy and is committed to protecting it through this Privacy Policy.

This Privacy Policy describes the types of information we may collect from you or that you may provide when using our websites, newsletters, and related online services (the “Digital Services”), and our practices for collecting, using, maintaining, protecting, and disclosing that information.

This policy applies to information collected:

• Through our Digital Services;
• In email, text, and other electronic messages between you and our Digital Services;
• When you interact with our applications or advertising on third-party websites, if linked to this policy.

This policy does not apply to information collected:

• Offline or through any other means, including via websites operated by Company or any third party;
• By any third party, including through applications or content that may link to or be accessible from our Digital Services.

If you do not agree with our policies and practices, you may choose not to use our Digital Services. By accessing or using our Digital Services, you agree to this Privacy Policy. We may update this Privacy Policy from time to time; continued use constitutes acceptance.

2) Children Under the Age of 16

Our Digital Services are not intended for children under 16. We do not knowingly collect Personal Data from children under 16.

If you believe we have collected data from a child under 16, please contact us at [email protected], and we will delete it.

3) Information We Collect and How

We may collect several categories of information:

1) Personal Data such as:

• Name
• Postal or billing address
• Email address
• Payment card details (processed only by third-party payment processors)

2) Data that does not individually identify you, such as:

• Traffic logs
• Date/time of use
• Error logs
• Clickstream data
• Referring/exit pages
• Information about your Internet connection, browser, and device.

We collect information:

• Directly from you when you provide it;
• Automatically as you interact with the Digital Services (e.g., IP address, usage data, cookies);
• From third-party partners.

Information You Provide

This includes:

• Information submitted through registration forms or purchasing activities;
• Records of correspondence;
• Transaction details;
• User-generated content (“User Contributions”) is submitted publicly or to other users.

User Contributions may be public. We cannot guarantee they will not be accessed by unauthorised persons.

Automatically Collected Information

We may automatically collect:

• Visit details (traffic data, logs, referring/exit pages, clickstream data)
• Device information (IP address, browser, OS)

This helps us:

• Estimate audience usage patterns;
• Store preferences;
• Recognise repeat users.

Cookies & Tracking

We use cookies and similar technologies to support site functionality, protect against spam/fraud, and maintain performance analytics. You may disable cookies, but some functions may not work.

Analytics

We may use analytics services to understand use of our Services.

Information We Collect from Newsletter Subscribers

If you subscribe to a newsletter delivered through our Digital Services, we may collect:

• Email address
• Browser + IP metadata (for fraud prevention + analytics)
• Responses to surveys or polls
• Links you click in emails
• Name if you comment on posts
• Payment info if subscribing to paid content (processed by Stripe; we do not store raw card data)

To request account deletion, email: [email protected]

4) How We Use Your Information

We use information to:

• Provide and manage the Digital Services;
• Process purchases and transactions;
• Communicate with you;
• Send newsletters or marketing messages;
• Personalize your experience;
• Fulfil contractual, legal, or administrative obligations;
• Notify you of updates;
• For any purpose disclosed when information is provided;
• For any purpose with your consent.You may unsubscribe from marketing emails at any time.

5) Disclosure of Your Information

We may disclose aggregated information without restriction.

We may disclose Personal Data:

• To contractors, service providers, and partners supporting our business;
• To a buyer or successor through merger, acquisition, or similar restructuring;
• To fulfil a disclosed purpose;
• For other purposes disclosed at collection;
• With your consent.

We may also disclose Personal Data:

• To comply with laws or legal processes;
• To enforce agreements;
• To protect the rights or safety of the Company, users, or others.

6) Choices About Your Information

You may control your Personal Data via:

• Browser settings to manage cookies;
• Unsubscribing from marketing email;
• Adjusting notification preferences.

Third parties may use collected information for their own analytics or services; we do not control their systems.

7) Your Rights

You may contact us to:

• Access the data we hold about you;
• Correct data;
• Delete your account (deletion requires account closure).

We may not fulfill requests that violate law or conflict with required accuracy obligations.

8) Do Not Track Signals

We do not currently respond to browser Do Not Track signals.

9) Data Security

We use industry-standard security measures, including encryption, to protect Personal Data.

However, transmission of data online is not fully secure. You are responsible for maintaining the confidentiality of your password.

We are not responsible for circumvention of security measures.

10) California Privacy Rights

California residents have specific rights provided under the CCPA.

These include:

• Right to know what Personal Information we collect;
• Right to request deletion;
• Right to request disclosure of data categories collected and shared;
• Right to non-discrimination for exercising privacy rights.

We do not sell Personal Information.

Requests may be submitted by email at: [email protected]

11) Changes to Our Privacy Policy

We may update this Privacy Policy at any time. Updates will be posted to this page.

Your continued use after changes constitutes acceptance.

12) Contact Information

If you have questions or requests about this Privacy Policy, contact us at:

108 Genius LLC

16255 Ventura Blvd,

Encino, CA, 91436-2317,

United States

Email: [email protected]