Terms & Conditions

1) Acceptance of the Terms of Use

These Terms of Use ("Terms") constitute a binding agreement between you ("you" or "your") and 108 Genius LLC dba The Daily Wisdom ("Company," "we," "our," or "us"). These Terms govern your access to and use of our websites, newsletters, and related digital services (collectively, the "Digital Services").

By accessing or using the Digital Services, you accept and agree to be bound by these Terms and our Privacy Policy. If you disagree, do not use our Digital Services. Our services are intended for users aged 16 and above. By using the Digital Services, you affirm that you meet this age requirement.

2) Changes to the Terms

We may revise these Terms at any time. All updates are effective immediately upon posting. Your continued use of our Digital Services after these changes has been made means you accept the revised Terms. Check this page periodically for updates.

3) Accessing Our Digital Services

We reserve the right to withdraw or amend any service or content without notice. We will not be liable for any unavailability. You are responsible for:

• Ensuring access to the Digital Services.
• Ensuring anyone who accesses our services through your connection is aware of and complies with these Terms.

You may be asked to provide accurate registration details. You are responsible for maintaining the confidentiality of any login credentials. Notify us immediately if you suspect unauthorised access.

4) Intellectual Property

All content, design, functionality, and intellectual property related to the Digital Services are owned by us or our licensors and are protected under intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

5) User Content & Conduct

You may submit content through our Digital Services (e.g., comments, posts, personal stories). You are responsible for ensuring such content complies with applicable laws and our Content Standards, and you grant us a license to use, reproduce, and display it. For more details on how we collect and use your data, please view our Privacy Policy.

You agree not to:

• Submit unlawful, harmful, or misleading content.
• Infringe on third-party intellectual property or privacy rights.
• Use the Digital Services for unlawful or abusive purposes.

We reserve the right to remove any content or suspend access for violations.

6) Third-Party Links & Services

Our Digital Services may contain links to third-party websites or services. We are not responsible for their content, policies, or practices. Use at your own risk.

7) Termination

We may suspend or terminate your access to the Digital Services for any reason, including violation of these Terms. We also reserve the right to remove or restrict any content at our discretion.

8) Disclaimers

Your use of the Digital Services is at your own risk. We provide the services "as is" without warranties of any kind, either express or implied, including but not limited to merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Digital Services will be error-free or uninterrupted.

This newsletter is for informational and inspirational purposes only and does not constitute professional advice, therapy, or counselling. Individual experiences may vary.​

​The sponsor messages included in our Digital Services are paid ad placements. We do not receive affiliate commissions based on your purchases. All views expressed remain our own. Please consider this sponsored content as advertising and make your own independent decisions regarding any products or services mentioned.

9) Limitation of Liability

To the fullest extent allowed by law, we are not liable for indirect, incidental, special, consequential, or punitive damages arising out of your use of the Digital Services. Our liability for direct damages shall not exceed the amount paid by you (if any) for the use of our services in the six months preceding the event.

10) Indemnification

You agree to indemnify and hold harmless 108 Genius LLC dba The Daily Wisdom, its affiliates, officers, employees, and agents from any claims, liabilities, damages, and expenses (including legal fees) arising from your use of the Digital Services or your violation of these Terms.

11) Governing Law

These Terms and any disputes shall be governed by the laws of the State of California, without regard to its conflict of law principles. Any legal action shall be filed in state or federal courts located in Los Angeles County, California.

12) Contact

If you have questions or requests about this Privacy Policy, contact us at:

108 Genius LLC

16255 Ventura Blvd,

Encino, CA, 91436-2317,

United States

Email: [email protected]